The IRA’s value as a retirement planning tool is well known: IRA assets compound on a tax-deferred (or, in the case of a Roth IRA, tax-free) basis, which can help build a more substantial nest egg. But if you won’t need an IRA to fund your retirement, you can use it as an estate planning […]

For families with disabled loved ones who are potentially eligible for means-tested government benefits such as MediCal (known as Medicaid in other states) or Supplemental Security Income (SSI), estate planning can be a challenge. On the one hand, you want to provide the most comfortable life possible for your family member. On the other hand, […]