Traveling in Germany last month, it was remarkable to see:  no plastic bags or water bottles, lots of wind turbines, and full employment. Perhaps this is what a 19% VAT (value added tax) on everything will supply, although I didn’t study up on Deutschland income taxes. Since returning, I’m seeing many articles on the impending […]

If someone you love has a disability, there are many needs to consider.  A disability may be the result of an injury or illness, starting at birth or happening later in life. Planning for the future care needs, such as for a disabled child, grandchild, brother or sister,  may be addressed comprehensively by creating a  “Special Needs” Trust.